Fees and charges

Each account is designed to meet different needs and fees and charges are different for each account. Choose an account that suits how you plan to use it to minimise your fees. Our comparison table will provide you with more details.

The first step is to choose the right account for you:
a. Use our handy savings account selector or transaction account selector.
b. Learn more about each Bank Account and check out the Fees & rates tab for more information about bank fees.
c. To choose the right account for your needs, you can read about saving for a goal, investing, looking for a looking for a U21s and Students, or a senior's account.
d. Call us on  13 13 76
e. Visit your nearest BankSA branch to discuss what bank account suits your needs.

Once you choose the right account, you can learn more about how to minimise fees.

When you use an ATM that doesn’t belong to your financial institution, you’ll see an ATM direct charge. The amount will appear on the screen before you confirm your transaction. You can choose to proceed or cancel your transaction if you wish.

Learn more about how to minimise fees.

Many of our everyday bank accounts have free branch transactions included in the monthly fee free allowance. Check your account details to confirm what transactions are included fee free.

From time to time we review our accounts and may make a decision not to offer them to new customers. See Transaction, Savings and Investment Accounts – accounts no longer offered. Terms and Conditions (incorporating fees and charges).

You might incur these fees when you try to make a transaction but don’t have enough money in your account. Learn more about Overdrawing your account and how you can avoid these fees.