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Credit card interest rates

Vertigo Card

  Rate
Purchase interest rate (variable) % p.a.
Cash advance interest rate (variable) % p.a.
Special offer: 18 months on balance transfers, requested at card application1. % p.a.
Special offer: 12 months on purchases from card approval.* % p.a.
Variable purchase rate applies after the promotional periods end. Offers end 4 January 2017.

Vertigo Platinum Card

  Rate
Purchase interest rate (variable) % p.a.
Cash advance interest rate (variable) % p.a.
Special offer: 18 months on balance transfers, requested at card application1. % p.a.
Special offer: 12 months on purchases from card approval.* % p.a.
Variable purchase rate applies after the promotional periods end. Offers end 4 January 2017.

Amplify Card

  Rate
Purchase interest rate (variable) % p.a.
Cash advance interest rate (variable) % p.a.
Special offer: 18 months on balance transfers, requested at card application1. % p.a.
Special offer: 12 months on purchases from card approval.* % p.a.
Variable purchase rate applies after the promotional periods end. Offers end 4 January 2017.

Amplify Platinum Card

  Rate
Purchase interest rate (variable) % p.a.
Cash advance interest rate (variable) % p.a.
Special offer: 18 months on balance transfers, requested at card application1. % p.a.
Special offer: 12 months on purchases from card approval.* % p.a.
Variable purchase rate applies after the promotional periods end. Offers end 4 January 2017.

Amplify Signature Card

  Rate
Purchase interest rate (variable) % p.a.
Cash advance interest rate (variable) % p.a.
Special offer: 18 months on balance transfers, requested at card application1. % p.a.
Special offer: 12 months on purchases from card approval.* % p.a.
Variable purchase rate applies after the promotional periods end. Offers end 4 January 2017.

No Annual Fee Card

  Rate
Purchase interest rate (variable) % p.a.
Cash advance interest rate (variable) % p.a.
Special offer: 18 months on balance transfers, requested at card application1. % p.a.
Special offer: 12 months on purchases from card approval.* % p.a.
Variable purchase rate applies after the promotional periods end. Offers end 4 January 2017.

Amplify Business Card

  Rate
Purchase Interest Rate (variable) % p.a.
Cash Advance Interest Rate (variable) % p.a.

Visa Business Card

  Rate
Purchase Interest Rate (variable) % p.a.
Cash Advance Interest Rate (variable) % p.a.

Cards no longer for sale

Vertigo MasterCard® (no longer for sale)

  Rate
Purchase interest rate (variable) 13.24% p.a.
Cash advance interest rate (variable) 21.49% p.a.

Gold Low Rate Visa or MasterCard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 15.99% p.a.
Cash advance interest rate (variable) 20.24% p.a.

No Annual Fee MasterCard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 20.49% p.a.
Cash advance interest rate (variable) 20.49% p.a.

Gold Advantage Visa or MasterCard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 20.00% p.a.
Cash advance interest rate (variable) 20.00% p.a.

Essential Visa or MasterCard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 20.25% p.a.
Cash advance interest rate (variable) 20.25% p.a.

Starts Low Stays Low Visa MasterCard® (no longer for sale)

  Rate
Ongoing variable purchase interest rate 12.99% p.a.
Cash advance interest rate (variable) 17.24% p.a.

Platinum Card (no longer for sale)

  Rate
Ongoing variable purchase interest rate 15.99% p.a.
Cash advance interest rate (variable) 21.49% p.a.

Important information

Conditions, fees and credit criteria apply.

View the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you.

Offers are not available in conjunction with any special offers that are not listed on www.banksa.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1. The promotional balance transfer rates are available when you apply for a new BankSA credit card between 30 September 2016 and 4 January 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The balance transfer rate is not available in conjunction with any other promotion unless specified. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

*The introductory rate of % p.a. on purchases is available when you apply for a new BankSA credit card between 30 September 2016 and 4 January 2017. The introductory rate will be applied from card approval and expires 12 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account. The introductory purchase rate is not available in conjunction with any other promotion, other than the current balance transfer or bonus points offers, available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.